CONVENTIONAL: 30, 20, 15 AND 10 YR FIXED/BALLONS AND ADJUSTABLE RATE TERMS
FHA: 30, 20 & 15 YR TERMS OFFERED FOR PURCHASE OR REFINANCE
FHA 203K: DO YOU NEED TO DO REPAIR WORK AS YOU PURCHASE OR REFINANCE BY ADDING THE COST IN, THAT IS WHAT THIS PROGRAM CAN HELP YOU DO, UP TO A POSSIBLE 100% FINANCING. 30, 20 & 15YR TERMS.
VA: PURCHASE OR REFINANCE UP TO 100% ON A 30, 20 & 15YR TERM
USDA: PURCHASE UP TO 100%, INCOME QUALIFICATION REQUIREMENT BASED ON RURAL HOUSING, 30 & 15YR TERMS.
HOME EQUITY: WE WILL LOAN YOU UP TO 90% OF THE APPRAISED VALUE, ON TERMS FROM 5-15YRS
HELOC: THIS GREAT PROGRAM ALLOWS YOU TO HAVE A CREDIT LINE BASED ON THE EQUITY IN YOUR HOME UP TO 90%.
HARP- THIS IS THE HOME AFFORDABLE REFINANCE PROGRAM FOR PRIMARY, INVESTMENT OR SECOND HOMES THAT WERE CLOSED AND OWNED BY FANNIE MAE OR FREDDIE MAC, BEFORE MAY 2009 WHERE THE HOME HAS LOST VALUE OR MIGHT BE UPSIDE DOWN. WITH THIS PROGRAM THERE MUST BE A BENEFIT TO THE MEMBER, NO LATES IN THE LAST 12 MONTHS AND MUST STILL QUALIFY UNDER NORMAL STANDARDS.